php版交通银行网银支付接口开发入门教程

本文实例讲述了php版交通银行网银支付接口实现方法。分享给大家供大家参考，具体如下：

概述:网银支付接口 和支付宝接口大体上差不多,主要的区别是 交通银行提供的 接口核心的比如,加密等是通过java实现的,所以,要想办法使php和java能正常的通信,为此,官方也提供了两套实现方法,一个是通过 socket 进行通信,另一个方法是通过 java 桥接,下面演示的是 socket方法.

1. 配置运行环境

1.1 安装java,自行到oracle官网下载 java,然后安装,并配置正确的 环境变量.

1.2 把 测试的证书导入到java 虚拟机.

keytool " -import -keystore "java虚拟机放置证书的地址" -storepass changeit -alias test_bocommca -file "证书路径" 完成导入。

例子:keytool" -import -keystore "C:＼Program Files＼Java＼jre1.5＼lib＼security＼cacerts" -storepass changeit -alias test_bocommca -file "C:＼socket＼cert＼test_root.cer"

1.3 修改配置文件(in/B2CMerchantSocket.xml).

采用官方提供的测试 商号进行测试时,无需配置,否则要配置,具体看xml文件说明.

1.4 启动 socket 服务

window:启动 start.bat 及可.

linux:启动 ohup sh.start,sh& //使当前脚本脱离终端，并在后台运行。

2. 将网银集成到现有的系统,以mvc的结构进行说明.

2.1 将不变的参数 配置 写入配置文件:

    $config['interfaceVersion'] = "1.0.0.0"; #接口版本
    $config['tranType'] =0; #交易类别 0:B:C
    $config['curType'] = 'CNY'; # 交易币种
    $config['notifyType'] =1; #0=不通知 1=通知 2=抓取
    $config['merURL'] = "/pay/notify";  # 主动通知url
    $config['goodsURL'] = '/goods/1.html'; #取货url
    $config['jumpSeconds'] =3; #跳转时间
    $config['payBatchNo'] = ''; #商户批次号
    $config['proxyMerName'] = ''; #代理商家名字
    $config['proxyMerType'] = ''; #代理商类型
    $config['proxyMerCredentials']= ''; #代理商家批次号
    $config['netType'] = 0; #渠道编号
    //以下是 新接口需要的参数
    $config['socketUrl'] ="tcp://127.0.0.1:8891"; #socket url
    $config['merID'] ='301310063009501'; #商户id 3013100630095012

2.2 Model

    /**
     * 交通银行支付类
     */
    class Bocom extends CI_Model {
     private $arrReturn=array();
     private $socket;
     public function __construct() {
     parent::__construct ();
     //加载交通银行配置文件
     $this->config->load('bocom');
     $this->socket=$this->config->item('socketUrl');
     }
     /**
     * 支付方法
     *
     * @param unknown $arr_data=array(
     * 'bill_no'=>
     * )
     */
     public function pay($arr_data){
     //获得表单传过来的数据
     $this->arrReturn['interfaceVersion'] = $this->config->item('interfaceVersion');
     $this->arrReturn['merID']    = $this->config->item('merID'); //商户号为固定
     $this->arrReturn['orderid'] = $arr_data['bill_no'];
     $this->arrReturn['orderDate'] = $arr_data['bill_date'];
     $this->arrReturn['orderTime'] = $arr_data['bill_time'];
     $this->arrReturn['tranType'] = $this->config->item('tranType');
     $this->arrReturn['amount']  = $arr_data['bill_fee'];
     $this->arrReturn['curType'] = $this->config->item('curType');
     $this->arrReturn['orderContent'] = isset($arr_data['bill_title'])?iconv('utf-8','gb2312',$arr_data["bill_title"]): ''; #订单内容
     $this->arrReturn['orderMono']   = isset($arr_data['bill_mono'])? iconv('utf-8','gb2312',$arr_data['bill_mono']):''; #商家备注
     $this->arrReturn['phdFlag']    = isset($arr_data['phpFlag'])?$arr_data['phpFlag']:'';
     $this->arrReturn['notifyType']  = $this->config->item('notifyType');
     $this->arrReturn['merURL']    = $this->config->item('merURL');
     $this->arrReturn['goodsURL']   = $this->config->item('goodsURL');
     $this->arrReturn['jumpSeconds']  = $this->config->item('jumpSeconds');
     $this->arrReturn['payBatchNo']  = $this->config->item('payBatchNo');
     $this->arrReturn['proxyMerName'] = $this->config->item('proxyMerName');
     $this->arrReturn['proxyMerType'] = $this->config->item('proxyMerType');
     $this->arrReturn['proxyMerCredentials']= $this->config->item('proxyMerCredentials');
     $this->arrReturn['netType']    = $this->config->item('netType');
     //以下参数 不参与签名
     $this->arrReturn['issBankNo']   =isset($arr_data['code_id'])? trim($arr_data['code_id']):'';
     $tranCode = "cb2200_sign";
     $source='';
     $len = count($this->arrReturn)-1;$j=1;
     foreach($this->arrReturn as $v){
      if($j<=$len){
      $source.=$v."|";
      }
      $j++;
     }
     $source= substr($source, 0,strlen($source)-1);
       $fp= stream_socket_client($this->socket,$errno, $errstr, 30);
       $retMsg="";
       if (!$fp) {
       log_message("info","socket连接失败");
       return false;
       } else
       {
       $in = "<?xml version='1.0' encoding='gbk2312'?>";
     $in .= "<Message>";
     $in .= "<TranCode>".$tranCode."</TranCode>";
     $in .= "<MsgContent>".$source."</MsgContent>";
     $in .= "</Message>";
     fwrite($fp, $in);
        while (!feof($fp)) {
        $retMsg =$retMsg.fgets($fp, 1024);
        }
        fclose($fp);
       }
      if(false!==$xml_arr=$this->xmlParse($retMsg)){
        if(is_array($xml_arr)){
        foreach($xml_arr as $k=>$v){
         $this->arrReturn[$k]=$v;
        }
        }else{
        return false;
        }
      }else{
       return false;
      }
      return $this->arrReturn;
     }
     /**
     * 解析XML
     */
     public function xmlParse($retMsg){
     $arr=array();
     //解析返回xml
     $dom = new DOMDocument;
     $dom->loadXML($retMsg);
     $retCode = $dom->getElementsByTagName('retCode');
     $retCode_value = $retCode->item(0)->nodeValue;
     $errMsg = $dom->getElementsByTagName('errMsg');
     $errMsg_value = $errMsg->item(0)->nodeValue;
     $signMsg = $dom->getElementsByTagName('signMsg');
     $signMsg_value = $signMsg->item(0)->nodeValue;
     $orderUrl = $dom->getElementsByTagName('orderUrl');
     $orderUrl_value = $orderUrl->item(0)->nodeValue;
     $MerchID = $dom->getElementsByTagName('MerchID');
     $merID = $MerchID->item(0)->nodeValue;
     if($retCode_value != "0"){
      log_message("info","交易返回码:".$retCode_value);
      log_message("info","交易错误信息:".$errMsg_value);
          return false;
        }
      $arr['merSignMsg'] = $signMsg_value;
      $arr['merID']   = $merID;
      $arr['orderUrl']  = $orderUrl_value;
      return $arr;
     }
     /**
     * 交通银行 支付通知
     * @return boolean|unknown
     */
     public function notify(){
     $tranCode = "cb2200_verify";
     if(!isset($_REQUEST['notifyMsg'])){
      log_message("error","网银支付通知・非法请求");
      return false;
     }
     $notifyMsg = $_REQUEST["notifyMsg"];
     log_message("error",$notifyMsg."回调....");
     $lastIndex = strripos($notifyMsg,"|");
     $signMsg = substr($notifyMsg,$lastIndex+1); //签名信息
     $srcMsg = substr($notifyMsg,0,$lastIndex+1);//原文
     $merID = $this->config->item('merID');
     $fp = stream_socket_client($this->socket, $errno, $errstr, 30);
     $retMsg="";
     //
     if (!$fp) {
      echo "$errstr ($errno)<br />＼n";
      log_message("error","$errstr ($errno)<br />＼n");
     } else{
      $in = "<?xml version='1.0' encoding='gb2312'?>";
      $in .= "<Message>";
      $in .= "<TranCode>".$tranCode."</TranCode>";
      $in .= "<merchantID>".$merID."</merchantID>";
      $in .= "<MsgContent>".$notifyMsg."</MsgContent>";
      $in .= "</Message>";
     fwrite($fp, $in);
      while (!feof($fp)) {
       $retMsg =$retMsg.fgets($fp, 1024);
      }
      fclose($fp);
     }
     //解析返回xml
     $dom = new DOMDocument;
     $dom->loadXML($retMsg);
     $retCode = $dom->getElementsByTagName('retCode');
     $retCode_value = $retCode->item(0)->nodeValue;
     $errMsg = $dom->getElementsByTagName('errMsg');
     $errMsg_value = $errMsg->item(0)->nodeValue;
     if($retCode_value != '0')
     {
      log_message("error","交易错误信息：" .$errMsg_value."<br>");
      return false;
     }else{
      $arr = preg_split("/＼|{1,}/",$srcMsg);
      if($arr[9]=="1"){
      return $this->updateBill($arr[1]);
      }
      log_message("error","交易失败:".$arr[13]."<br/>");
      return false;
     }
     }
     private function updateBill($billNo){
     // 更新 订单状态
     }
     //end class
    }

2.3 控制器

    $this->load->model("Bocom");

支付方法:

    $this->arrData =$this->Bocom->pay($this->data);

通知:

    $this->arrData =$this->Bocom->notify();

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